SMSF and Reading between the Lines

If you’ve always wanted more independence over your superannuation funds and always wanted more say in how you can spend it, then SMSF might just be the thing for you. Not only do you get to have a say in how you get to spend your retirement funds as well as on what you get to invest it on, but you also get to have complete control over the whole process, which is a bonus if you’ve ever felt uncomfortable about how your retirement funds were being handled. That said, you also need to know what you’re doing before you get down to it.

Learning to read between the lines

If you’ve ever dreamt of having your own smsf, then we sure hope that you’re also ready for the consequences, which, aside from just your independence over your funds, also comes with a lot of stress and work, as well as proper investment skills, without which, you’re doomed.

Anyone can tell you how liberating the experience of managing your fund by yourself can be, and as uplifting as all these positive comments may be, you also need to look at it critically and realistically. For one, this is a major investment in itself because of the startup amount that you will have to invest. On top of that, if you plan on having any other members with you in this account, then you will also be held responsible for them. Do you really think you’re up for all of this? That is precisely the reason why SMSF is just not for everybody, even if they happen to have the entrepreneurial streak in them.


You need the skills as well as the time and money to make such a major investment. This will, after all, determine how you spend your retirement years. Therefore, before you rashly decide to start your own SMSF[], think long and hard, are you really up for this?

All this aside, you really need to prep for it, just like you would have back in your student days, by doing a thorough research on it. Read as much as you can on SMSF and learn from other people’s experiences. If you walk in on this without having read and without having done your research, that is no different from saying that you walked into it blindly, and we’re sure that that’s the last thing you want to do.

They say that good writers are likely to be good readers, and although we don’t expect you to be the Wilde or the Poe of the world of finance, your skills in documentation and writing business reports should, at least, help enhance your skills of reading fine print and thinking critically when looking at a potential investment, for example. It is extremely important that you read everything as thoroughly as is possible, since preparation, both mental as well as practical, is key to succeeding in the maintenance of your SMSF; so do not take reading lightly.

For more information on what SMSF is, read

Share Button

Tips and Tricks for English Majors

English Majors

[adinserter name=”Block 1″]For as long as anyone can remember, majoring in English has been stigmatized and regarded as a waste of time, money, and effort. English majors have been repeatedly told that they are behind their peers in finding jobs and do not learn any practical skills in order to enter the modern workforce. For many, this stigma plays out in job hunting and past experiences have pushed many potential English majors to other departments. However, if collegiate education is for a student to find their true passion and if English happens to be the department they connect with, there is no reason why he or she should choose a different field of study.

English majors graduates are quite valuable in the modern workforce. They are very capable college-educated individuals who are able to express complex ideas in many different forms. They can solve problems as quickly and efficiently as their peers. Here are some tips and tricks for English majors to boost their profile and credibility in a stigmatized field:

Take advantage of core requirements outside the English department. This will help an English major be more diverse and position himself or herself as a person who is well versed in many complex subjects. English majors do offer a skillset that many of its peers may not have: the ability to explain and communicate complex topics and relationships. Also, English majors are well versed in connecting themes and ideas that may not seem present to others. By focusing on these particular skillsets and diversity as strengths, English majors become more marketable.checkout latest news at

Fundamentals are crucial to any employer looking to advance the business. As many people know, not everyone is a good writer! Many job seekers today advertise highly technical skills such as coding, programming, or designing. However, not everyone can say that they are great writers. English majors should keep in mind that their honed writing skills are of great value to employers. Furthermore, if an English major were to diversify him or herself by mastering another skills, such as coding, they become much more attractive in the applicant pool. Bottom line: writing is still a skill in high demand and should be presented as such!visit their official website for more details.

Finally, English majors should try to stay as open minded as possible about jobs. Not everyone can become the next editor-in-chief for the Times or anchor on primetime news. However, this does not mean that there are no jobs available. English majors are actually more likely to be hired by fields seemingly irrelevant over their peers. Open mindedness, in addition to the diversity in skills, can be very useful in job applications. Furthermore, being opened minded about the job market can allow one to look in markets that wouldn’t seem relevant at first.

English Majors

English majors have had a rough time convincing their peers and family members that their studies are important. However, English majors have many options and doors open to them just like their peers. With proper preparation and refocused job applications, English majors can still get their dream job. Everyone needs a good writer and communicator. However, no other department does it better than the English department.

Share Button

How to Ensure Your Book Doesn’t Get Copied

aspiring writers

[adinserter name=”Block 1″]Aspiring writers know the struggles that often face their first few publications. With very little published writing under their credentials and name, every original idea is precious and needs to be protected. This is particularly becoming increasingly difficult in the digital age where more people have quicker and larger access to more material online including blogs and videos. Writers cannot just keep their written drafts locked at home in order to preserve originality. However, there are many simple tricks to keep literature from being copied. Following are some of the most common ones:learn more information at

Protecting ideas and watching habits is a zero cost change to one’s lifestyle that could prevent another person from stealing. While the chances that an idea will be stolen, improved upon, and sold are close to zero, it is important to remember who the ideas are discussed and shared with. Ideally, only trusted advisors, agents, editors, and close friends/colleagues should be in the know for the pending literature. Keep in mind that there is no current law that allows any individual or group to copyright an “idea” or title.

Frankly speaking, however, it is not necessary to police every single bit ofpersonal data on the Internet because the chances that someone will steal it is quite low. Ideas are personal and can really only be used by the person who thought of it first. With small habit changes, one’s own imagination and thinking is probably the best protection available.view other details straight from the source.

However, there is one legal protection to keep in mind when considering how to protect unpublished writing. Technically, a piece of unpublished work does not need to have been copyrighted to be protected by the law. A piece of literature can be registered with local copyright authorities and agencies and still be protected as if it had been registered earlier. This is due to the fact that the writing is copyrighted from the moment it was “created.” The following scenario usually warrants a lawsuit for infringement: the unpublished literature is somehow stolen(perhaps via hacking), the work is further developed and sold, the published writing is profitable, and the original writer catches it. However, most people interested in stealing for profit probably wouldn’t see unpublished literature as a source due to its unpredictability with readers. Nevertheless, it should be assuring to know that there is legal protection available for the worst-case scenario.

aspiring writers

Lastly, once the writing has been published, there is still one area where caution should be observed. E-books have been an upcoming convenience for many and it has unshed in a new era of plagiarism and duplication. This can be quite discerning to those who feel helpless in the hands of the very large Internet. However, there has been greater push by technology and e-publishing companies to crack down on this practice.

The digital era has allowed people to have greater access and methods to gain information. Many writers today are arguably active users of the Internet as well in order to connect with fans and to find inspiration for future pieces. However, protecting original ideas has become more tricky and complicated. It is important to keep in mind that copyright infringement with unpublished literature is quite rare. Also, legal protections are available for published works. As always, remember that one’s own creative thought is probably the best protection of all.

Share Button